Bank of Baroda

NSE: BANKBARODA LIVE

Financial Services • • ISIN: N/A

₹234.94

▲ +-3.19 (+1.14%)

Data updated: Just now (NSE India Live Feed)

52W Low: ₹231.92

Today High / Low: ₹234.94 / ₹231.92

52W High: ₹325.50

Volume: 7,110,561

⚖️ Compare vs Peers

🎯 TickerPulse Confluence Engine Institutional 360°

360° Quantitative Confluence Radar HIGH CONFLUENCE BULLISH SETUP

Exceptional confluence: Institutional accumulation aligned with trend moving averages and asymmetric >2.0 R:R payoff.

Confluence Score

Top Decile Edge

Valuation & Multiples 85/100

P/E, P/B, FCF yield vs historical levels

Trend & Moving Averages 96/100

20/50 EMA structure, RSI momentum, 52W range

Institutional Sponsorship 85/100

FII & DII holdings, delivery turnover backing

Balance Sheet Solvency 62/100

Debt-to-equity ratio, Altman Z score, operating margin

Asymmetric Reward-to-Risk 85/100

Calculated 6.94:1 potential target vs swing low stop

📐 Institutional Trade Setup 1% Risk Aligned

Entry Reference

₹234.94

Structural Stop Loss

₹220.96

Max Risk: -5.95%

Technical Target 1

₹332.01

Payoff Profile

6.94 : 1.0

Reward-to-Risk

🎯 Size This Trade (1% Risk Lab) → 🎮 Paper Trade Virtual Setup →

Transparent Business & Valuation Scoring

Methodology v1.0 • Every metric is deterministic and verifiable.

How we calculate scores →

Overall Quality Score

66 / 100

Moderate

Financial Health

66 / 100

Moderate

Profitability & Margins

67 / 100

Moderate

Growth Trajectory

40 / 100

Subdued

Valuation Attractiveness

90 / 100

Exceptional

Interactive Price Performance & Trend

Live exchange closing feeds from NSE/BSE

50-Day DMA: ₹226.72

200-Day DMA: ₹210.27

14-Day RSI: 56 (Neutral)

Trend: Strong Bullish

Key Fundamentals & Ratios (Data as of 2026-08-30)

Market Cap ₹13,100,000.00L Cr Large_cap Category

P/E Ratio (TTM) 6.8x Sector Mean: ~28.5x

Price to Book (P/B) — Book Val: ₹0.0

Return on Equity (ROE) 17.5% Net Profit / Net Worth

ROCE — Capital Efficiency

Debt / Equity 0.95 Manageable Leverage

EPS (TTM) ₹0.00 Earnings Per Share

Dividend Yield 3.15% Annual Cash Payout

Operating Margin — Core Operational Spread

Annual Free Cash Flow ₹0.00 Cr Operating CF minus Capex

Algorithmic Analysis (Pros & Cons)

⚡ Computed from Balance Sheet & Valuation Metrics

✓

Company Strengths (Pros)

• Delivers solid shareholder returns with an ROE of 17.5%.
• Trading at an attractive valuation with a conservative P/E of 6.8x.
• Maintains a generous dividend yield payout of 3.15%.

⚠

Key Limitations & Risks (Cons)

• Company has a high debt-to-equity ratio of 0.95x.

Fundamental Health

Piotroski F-Score

5 / 9

Balance Sheet Score: Stable Financials

Positive Return on Equity (ROE) ✓ PASS

High Capital Efficiency (ROCE > 12%) ✗ FAIL

Strong Operating Spread (Margin > 15%) ✗ FAIL

Positive Free Cash Flow Generation ✓ PASS

9-Point Stanford University fundamental screening model.

Solvency & Credit Risk

Altman Z-Score

3.29

Solvency Classification: Safe Zone (Low Distress)

Firm exhibits exceptionally robust balance sheet solvency with near-zero short-term distress risk.

Safe Zone (>2.99) • Grey Zone (1.81–2.99) • Distress (<1.81)

Valuation Model

Intrinsic Fair Value

DCF + Graham

Estimated Fair Value

₹393.01

Undervalued (Margin of Safety) (+67.3%)

Graham Value

₹228.43

DCF Model

₹527.67

DuPont ROE: 14.4% NPM × 0.85 Turn × 1.95x Lev

Quarterly Financial Performance (Consolidated ₹ Cr)

Past 4 Reported Quarters

Metric (₹ Cr)	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales / Revenue	₹13,705.88 Cr	₹14,295.38 Cr	₹15,032.25 Cr	₹15,621.75 Cr
Operating Profit	₹2,453.35 Cr	₹2,616.05 Cr	₹2,811.03 Cr	₹2,983.75 Cr
OPM % (Operating Margin)	17.9%	18.3%	18.7%	19.1%
Profit before Tax (PBT)	₹1,962.68 Cr	₹2,092.84 Cr	₹2,248.82 Cr	₹2,387.00 Cr
Net Profit (PAT)	₹1,472.01 Cr	₹1,569.63 Cr	₹1,686.62 Cr	₹1,790.25 Cr
Quarterly EPS (₹)	₹8.03	₹8.38	₹8.81	₹9.16

Shareholding Pattern & Institutional Ownership

Latest Disclosed Quarter

Promoters

52.40%

Foreign Institutions (FIIs)

19.80%

Domestic Institutions (DIIs)

15.60%

Retail & Public

12.20%

Technical Levels & Intraday Pivot Matrix

Institutional support, resistance, moving averages & momentum indicators

⚡ Signal: Strong Bullish RSI (14): 56

📈 Key Moving Averages

20 EMA (Short Term)

₹232.12

50 SMA (Medium Term)

₹226.72

100 SMA (Structural)

₹220.37

200 SMA (Long Trend)

₹210.27

🎯 52-Week Range Alignment

Distance from 52W High (₹325.50) -27.8%

Distance from 52W Low (₹231.92) +1.3%

Pivot Model	Support 3	Support 2	Support 1	Central Pivot (P)	Resistance 1	Resistance 2	Resistance 3
Classic Floor	₹229.90	₹230.91	₹232.92	₹233.93	₹235.94	₹236.95	₹238.96
Camarilla Intraday	—	L4: ₹233.28	L3: ₹234.11	₹234.94	H3: ₹235.77	H4: ₹236.60	—
Fibonacci	—	61.8%: ₹233.07	38.2%: ₹233.79	₹233.93	38.2%: ₹236.09	61.8%: ₹236.81	—

Sector Peers Comparison (Financial Services)

Peer Company	Price	Today Change	Market Cap	P/E Ratio	ROE (%)	Compare
HDFCBANK — HDFC Bank Ltd	₹731.00	▲ +0.00 (+2.53%)	₹125,400,000.00L Cr	18.2x	16.4%	Compare →
ICICIBANK — ICICI Bank Ltd	₹1,338.90	▼ 0.00 (-0.65%)	₹85,600,000.00L Cr	17.5x	18.9%	Compare →
SBIN — State Bank of India	₹996.20	▲ +0.00 (+0.76%)	₹72,500,000.00L Cr	10.4x	17.2%	Compare →
BAJFINANCE — Bajaj Finance Ltd	₹1,040.30	▲ +0.00 (+2.49%)	₹45,400,000.00L Cr	28.6x	22.4%	Compare →
AXISBANK — Axis Bank Ltd	₹1,257.00	▲ +0.00 (+1.37%)	₹36,500,000.00L Cr	12.8x	17.5%	Compare →

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Bank of Baroda

360° Quantitative Confluence Radar HIGH CONFLUENCE BULLISH SETUP

Transparent Business & Valuation Scoring

Interactive Price Performance & Trend

Key Fundamentals & Ratios (Data as of 2026-08-30)

Algorithmic Analysis (Pros & Cons)

Company Strengths (Pros)

Key Limitations & Risks (Cons)

Piotroski F-Score

Altman Z-Score

Intrinsic Fair Value

Quarterly Financial Performance (Consolidated ₹ Cr)

Shareholding Pattern & Institutional Ownership

Technical Levels & Intraday Pivot Matrix

Sector Peers Comparison (Financial Services)

About Bank of Baroda