Bajaj Finserv Ltd

NSE: BAJAJFINSV LIVE

Financial Services • • ISIN: N/A

₹1,852.50

▼ -61.00 (-0.36%)

Data updated: Just now (NSE India Live Feed)

52W Low: ₹1,597.00

Today High / Low: ₹1,872.60 / ₹1,852.50

52W High: ₹2,195.00

Volume: 719,520

⚖️ Compare vs Peers

🎯 TickerPulse Confluence Engine Institutional 360°

360° Quantitative Confluence Radar DEFENSIVE QUALITY COMPOUNDER

Robust balance sheet and strong institutional sponsorship. Favorable for swing accumulation with standard 1% risk discipline.

Confluence Score

Moderate Edge

Valuation & Multiples 68/100

P/E, P/B, FCF yield vs historical levels

Trend & Moving Averages 96/100

20/50 EMA structure, RSI momentum, 52W range

Institutional Sponsorship 85/100

FII & DII holdings, delivery turnover backing

Balance Sheet Solvency 35/100

Debt-to-equity ratio, Altman Z score, operating margin

Asymmetric Reward-to-Risk 85/100

Calculated 3.51:1 potential target vs swing low stop

📐 Institutional Trade Setup 1% Risk Aligned

Entry Reference

₹1,852.50

Structural Stop Loss

₹1,742.28

Max Risk: -5.95%

Technical Target 1

₹2,238.90

Payoff Profile

3.51 : 1.0

Reward-to-Risk

🎯 Size This Trade (1% Risk Lab) → 🎮 Paper Trade Virtual Setup →

Transparent Business & Valuation Scoring

Methodology v1.0 • Every metric is deterministic and verifiable.

How we calculate scores →

Overall Quality Score

50 / 100

Subdued

Financial Health

45 / 100

Subdued

Profitability & Margins

63 / 100

Moderate

Growth Trajectory

40 / 100

Subdued

Valuation Attractiveness

50 / 100

Subdued

Interactive Price Performance & Trend

Live exchange closing feeds from NSE/BSE

50-Day DMA: ₹1,787.66

200-Day DMA: ₹1,657.99

14-Day RSI: 50.7 (Neutral)

Trend: Strong Bullish

Key Fundamentals & Ratios (Data as of 2026-08-30)

Market Cap ₹29,300,000.00L Cr Large_cap Category

P/E Ratio (TTM) 34.2x Sector Mean: ~28.5x

Price to Book (P/B) — Book Val: ₹0.0

Return on Equity (ROE) 15.2% Net Profit / Net Worth

ROCE — Capital Efficiency

Debt / Equity 2.15 Manageable Leverage

EPS (TTM) ₹0.00 Earnings Per Share

Dividend Yield 0.06% Annual Cash Payout

Operating Margin — Core Operational Spread

Annual Free Cash Flow ₹0.00 Cr Operating CF minus Capex

Algorithmic Analysis (Pros & Cons)

⚡ Computed from Balance Sheet & Valuation Metrics

✓

Company Strengths (Pros)

• Delivers solid shareholder returns with an ROE of 15.2%.

⚠

Key Limitations & Risks (Cons)

• Company has a high debt-to-equity ratio of 2.15x.

Fundamental Health

Piotroski F-Score

5 / 9

Balance Sheet Score: Stable Financials

Positive Return on Equity (ROE) ✓ PASS

High Capital Efficiency (ROCE > 12%) ✗ FAIL

Strong Operating Spread (Margin > 15%) ✗ FAIL

Positive Free Cash Flow Generation ✓ PASS

9-Point Stanford University fundamental screening model.

Solvency & Credit Risk

Altman Z-Score

2.87

Solvency Classification: Grey Zone (Moderate Solvency)

Firm operates with acceptable liquidity but requires ongoing monitoring of debt service coverage.

Safe Zone (>2.99) • Grey Zone (1.81–2.99) • Distress (<1.81)

Valuation Model

Intrinsic Fair Value

DCF + Graham

Estimated Fair Value

₹816.42

Premium / Overvalued (-55.9%)

Graham Value

₹803.16

DCF Model

₹827.27

DuPont ROE: 14.4% NPM × 0.85 Turn × 3.15x Lev

Quarterly Financial Performance (Consolidated ₹ Cr)

Past 4 Reported Quarters

Metric (₹ Cr)	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales / Revenue	₹30,655.13 Cr	₹31,973.63 Cr	₹33,621.75 Cr	₹34,940.25 Cr
Operating Profit	₹5,487.27 Cr	₹5,851.17 Cr	₹6,287.27 Cr	₹6,673.59 Cr
OPM % (Operating Margin)	17.9%	18.3%	18.7%	19.1%
Profit before Tax (PBT)	₹4,389.81 Cr	₹4,680.94 Cr	₹5,029.81 Cr	₹5,338.87 Cr
Net Profit (PAT)	₹3,292.36 Cr	₹3,510.70 Cr	₹3,772.36 Cr	₹4,004.15 Cr
Quarterly EPS (₹)	₹12.59	₹13.14	₹13.81	₹14.35

Shareholding Pattern & Institutional Ownership

Latest Disclosed Quarter

Promoters

52.40%

Foreign Institutions (FIIs)

19.80%

Domestic Institutions (DIIs)

15.60%

Retail & Public

12.20%

Technical Levels & Intraday Pivot Matrix

Institutional support, resistance, moving averages & momentum indicators

⚡ Signal: Strong Bullish RSI (14): 50.7

📈 Key Moving Averages

20 EMA (Short Term)

₹1,830.27

50 SMA (Medium Term)

₹1,787.66

100 SMA (Structural)

₹1,737.65

200 SMA (Long Trend)

₹1,657.99

🎯 52-Week Range Alignment

Distance from 52W High (₹2,195.00) -15.6%

Distance from 52W Low (₹1,597.00) +16%

Pivot Model	Support 3	Support 2	Support 1	Central Pivot (P)	Resistance 1	Resistance 2	Resistance 3
Classic Floor	₹1,825.70	₹1,839.10	₹1,845.80	₹1,859.20	₹1,865.90	₹1,879.30	₹1,886.00
Camarilla Intraday	—	L4: ₹1,841.45	L3: ₹1,846.97	₹1,852.50	H3: ₹1,858.03	H4: ₹1,863.56	—
Fibonacci	—	61.8%: ₹1,840.08	38.2%: ₹1,844.82	₹1,859.20	38.2%: ₹1,860.18	61.8%: ₹1,864.92	—

Sector Peers Comparison (Financial Services)

Peer Company	Price	Today Change	Market Cap	P/E Ratio	ROE (%)	Compare
HDFCBANK — HDFC Bank Ltd	₹731.00	▲ +0.00 (+2.53%)	₹125,400,000.00L Cr	18.2x	16.4%	Compare →
ICICIBANK — ICICI Bank Ltd	₹1,338.90	▼ 0.00 (-0.65%)	₹85,600,000.00L Cr	17.5x	18.9%	Compare →
SBIN — State Bank of India	₹996.20	▲ +0.00 (+0.76%)	₹72,500,000.00L Cr	10.4x	17.2%	Compare →
BAJFINANCE — Bajaj Finance Ltd	₹1,040.30	▲ +0.00 (+2.49%)	₹45,400,000.00L Cr	28.6x	22.4%	Compare →
AXISBANK — Axis Bank Ltd	₹1,257.00	▲ +0.00 (+1.37%)	₹36,500,000.00L Cr	12.8x	17.5%	Compare →

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Bajaj Finserv Ltd

360° Quantitative Confluence Radar DEFENSIVE QUALITY COMPOUNDER

Transparent Business & Valuation Scoring

Interactive Price Performance & Trend

Key Fundamentals & Ratios (Data as of 2026-08-30)

Algorithmic Analysis (Pros & Cons)

Company Strengths (Pros)

Key Limitations & Risks (Cons)

Piotroski F-Score

Altman Z-Score

Intrinsic Fair Value

Quarterly Financial Performance (Consolidated ₹ Cr)

Shareholding Pattern & Institutional Ownership

Technical Levels & Intraday Pivot Matrix

Sector Peers Comparison (Financial Services)

About Bajaj Finserv Ltd