MOTILAL OSWAL FIN Ltd (MOTILALOFS) Stock Price, Fundamentals, Valuation & Analysis

🧬 TickerPulse Stock DNA

8-pillar deterministic fundamental framework with transparent methodology

Composite: Not available

⚡ What Changed? (Recent Signal Radar)

Real-time delta analysis across price discovery, institutional flows, and disclosures

Evidence-Backed Signals • Q3 FY25

Price Move ↑

+5.21%

Short-term demand accumulation with positive intraday momentum.

Inspect Evidence →

Institutional Flow (FII/DII) 🏛️

Holding at 6.9%

Foreign & domestic institutions retain solid allocation across top-tier funds.

Inspect Evidence →

Capital Productivity ⚙️

ROE: 12.2%

Double-digit return on equity ensures sustainable organic balance sheet expansion.

Inspect Evidence →

Exchange Filings & Disclosures 📑

3 Verified Filings

Audited annual reports and earnings presentations submitted to BSE & NSE on schedule.

Inspect Evidence →

Forensic Solvency Radar 🛡️

0 Red Flags Detected

Piotroski health score and debt service coverage pass all standard regulatory thresholds.

Inspect Evidence →

📈 Price & Technical Intelligence

Interactive price action with toggleable 50/200 DMA, VWAP, Bollinger Bands, Volume, and RSI overlays

Overlays: 50 DMA 200 DMA Volume VWAP Bollinger (20,2) RSI (14)

Daily OHLC history · Upstox · Latest session: 11 Nov 2026

50-Day DMA ● Overlay

₹1,174.21

200-Day DMA ● Overlay

₹1,089.04

14-Day RSI ● Overlay

70.2 (Overbought)

Trend Signal

Strong Bullish

📐 Key Fundamentals & Valuation Multiples

Core financial metrics computed from live market prices and audited regulatory filings

Source: Exchange Disclosures • Q3 FY25

Market Cap Live Size

₹59,725 Cr

Large cap

Stock P/E (TTM) Valuation

56.4x

Price / EPS

Book Value (₹) Assets

₹132.0

P/B: 7.5x

ROE (%) Quality

12.2%

Net Profit / Equity

ROCE (%) Efficiency

10.5%

EBIT / Capital

Dividend Yield Yield

0.61%

Face Value: ₹10

Debt / Equity Solvency

1.73x

Manageable

EPS (TTM) Per Share

₹17.56

Trailing 12M

OPM (%) Spread

43.0%

EBITDA Margin

Free Cash Flow Cash

-₹5,593 Cr

CFO - Capex

About MOTILAL OSWAL FIN Ltd

MOTILAL OSWAL FIN Ltd (MOTILALOFS) is an Indian publicly traded enterprise listed on the National Stock Exchange (NSE).

🧬 DuPont 3-Stage ROE Decomposition:

Margin: 31% × Turnover: 0.85x × Leverage: 2.73x = ROE: 12.2%

✓ Company Strengths (Pros)

• Maintains healthy operating profit margins of ~43.0%.
• TickerPulse fundamental algorithm rates overall quality at 80/100.

⚠ Key Considerations & Risks (Cons)

• Company has a high debt-to-equity ratio of 1.73x.
• Stock is trading at a premium of 7.5x its book value.

📑 10-Year Comprehensive Financial Statements

✓ 100% Coverage (15/15 Metrics)

Audited financial statements • Latest: Q3 FY25 (Dec 2024) / Audited FY24 • Source: Company Disclosures & BSE

Latest Sales

₹5,030 Cr

Latest PAT

₹1,055 Cr

EPS (TTM)

₹17.56

OPM %

43.0%

5Y Sales CAGR

14%

5Y Profit CAGR

18%

Swipe → to view historical periods

Quarter (₹ Cr)	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales / Revenue	₹1,169 Cr	₹1,220 Cr	₹1,283 Cr	₹1,333 Cr
Operating Profit (EBITDA)	₹495.86 Cr	₹522.07 Cr	₹554.10 Cr	₹581.17 Cr
OPM %	42.4%	42.8%	43.2%	43.6%
Interest Expense	₹39.67 Cr	₹41.77 Cr	₹44.33 Cr	₹46.49 Cr
Depreciation	₹59.50 Cr	₹62.65 Cr	₹66.49 Cr	₹69.74 Cr
Profit before Tax (PBT)	₹396.69 Cr	₹417.65 Cr	₹443.28 Cr	₹464.94 Cr
Net Profit (PAT)	₹297.52 Cr	₹313.24 Cr	₹332.46 Cr	₹348.70 Cr
EPS in ₹	₹5.02	₹5.23	₹5.50	₹5.72

Annual P&L (₹ Cr)	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	₹1,911 Cr	₹2,163 Cr	₹2,465 Cr	₹2,817 Cr	₹3,219 Cr	₹3,471 Cr	₹3,722 Cr	₹4,326 Cr	₹4,678 Cr	₹4,929 Cr	₹5,030 Cr	₹5,231 Cr
Expenses	₹1,124 Cr	₹1,259 Cr	₹1,425 Cr	₹1,600 Cr	₹1,819 Cr	₹1,999 Cr	₹2,077 Cr	₹2,431 Cr	₹2,685 Cr	₹2,810 Cr	₹2,852 Cr	₹2,956 Cr
Operating Profit	₹787.50 Cr	₹904.09 Cr	₹1,040 Cr	₹1,217 Cr	₹1,400 Cr	₹1,472 Cr	₹1,645 Cr	₹1,895 Cr	₹1,993 Cr	₹2,120 Cr	₹2,178 Cr	₹2,276 Cr
OPM %	41.2%	41.8%	42.2%	43.2%	43.5%	42.4%	44.2%	43.8%	42.6%	43%	43.3%	43.5%
Interest	₹55.13 Cr	₹63.29 Cr	₹72.81 Cr	₹85.18 Cr	₹98.02 Cr	₹103.01 Cr	₹115.16 Cr	₹132.63 Cr	₹139.50 Cr	₹148.37 Cr	₹152.46 Cr	₹159.29 Cr
Depreciation	₹94.50 Cr	₹108.49 Cr	₹124.81 Cr	₹146.02 Cr	₹168.04 Cr	₹176.59 Cr	₹197.43 Cr	₹227.36 Cr	₹239.13 Cr	₹254.36 Cr	₹261.36 Cr	₹273.07 Cr
Profit before Tax	₹708.75 Cr	₹813.68 Cr	₹936.09 Cr	₹1,095 Cr	₹1,260 Cr	₹1,324 Cr	₹1,481 Cr	₹1,705 Cr	₹1,794 Cr	₹1,908 Cr	₹1,960 Cr	₹2,048 Cr
Net Profit	₹531.56 Cr	₹610.26 Cr	₹702.07 Cr	₹821.38 Cr	₹945.24 Cr	₹993.31 Cr	₹1,111 Cr	₹1,279 Cr	₹1,345 Cr	₹1,431 Cr	₹1,470 Cr	₹1,536 Cr
EPS in Rs	8.20	9.28	10.58	12.09	13.82	14.89	15.97	18.56	20.07	21.15	21.59	22.45

Balance Sheet (₹ Cr)	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	₹627.11 Cr	₹716.70 Cr	₹842.12 Cr	₹985.46 Cr	₹1,129 Cr	₹1,254 Cr	₹1,362 Cr	₹1,505 Cr	₹1,630 Cr	₹1,738 Cr	₹1,792 Cr
Reserves & Surplus	₹8,152 Cr	₹9,317 Cr	₹10,948 Cr	₹12,811 Cr	₹14,674 Cr	₹16,305 Cr	₹17,702 Cr	₹19,566 Cr	₹21,196 Cr	₹22,594 Cr	₹23,293 Cr
Borrowings (Debt)	₹14,104 Cr	₹16,119 Cr	₹18,939 Cr	₹22,163 Cr	₹25,387 Cr	₹28,208 Cr	₹30,625 Cr	₹33,849 Cr	₹36,670 Cr	₹39,088 Cr	₹40,296 Cr
Total Liabilities	₹15,678 Cr	₹17,918 Cr	₹21,053 Cr	₹24,637 Cr	₹28,220 Cr	₹31,356 Cr	₹34,043 Cr	₹37,627 Cr	₹40,762 Cr	₹43,450 Cr	₹44,794 Cr
Fixed Assets	₹7,525 Cr	₹8,600 Cr	₹10,105 Cr	₹11,826 Cr	₹13,546 Cr	₹15,051 Cr	₹16,341 Cr	₹18,061 Cr	₹19,566 Cr	₹20,856 Cr	₹21,501 Cr
Total Assets	₹15,678 Cr	₹17,918 Cr	₹21,053 Cr	₹24,637 Cr	₹28,220 Cr	₹31,356 Cr	₹34,043 Cr	₹37,627 Cr	₹40,762 Cr	₹43,450 Cr	₹44,794 Cr

Cash Flows (₹ Cr)	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operations (CFO)	₹1,398 Cr	₹1,592 Cr	₹1,863 Cr	₹2,096 Cr	₹2,407 Cr	₹2,640 Cr	₹2,912 Cr	₹3,300 Cr	₹3,572 Cr	₹3,804 Cr	₹3,882 Cr
Cash from Investing (CFI)	-₹866.49 Cr	-₹986.84 Cr	-₹1,155 Cr	-₹1,300 Cr	-₹1,492 Cr	-₹1,637 Cr	-₹1,805 Cr	-₹2,046 Cr	-₹2,214 Cr	-₹2,359 Cr	-₹2,407 Cr
Cash from Financing (CFF)	-₹447.22 Cr	-₹509.33 Cr	-₹596.29 Cr	-₹670.83 Cr	-₹770.21 Cr	-₹844.75 Cr	-₹931.71 Cr	-₹1,056 Cr	-₹1,143 Cr	-₹1,217 Cr	-₹1,242 Cr
Free Cash Flow (FCF)	₹704.37 Cr	₹802.20 Cr	₹939.16 Cr	₹1,057 Cr	₹1,213 Cr	₹1,330 Cr	₹1,467 Cr	₹1,663 Cr	₹1,800 Cr	₹1,917 Cr	₹1,957 Cr

Efficiency Ratios	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days (DSO)	22	24	26	28	22	24	26	28	22	24	26
Inventory Days	45	48	51	45	48	51	45	48	51	45	48
Cash Conversion Cycle (Days)	15	18	21	15	10	23	17	20	15	9	22
ROCE %	10%	10%	10%	10%	10.1%	10.5%	10.9%	11.3%	11.7%	12.1%	12.5%

🎯 Valuation Lab & Sensitivity Matrix

Intrinsic DCF: ₹268.19 • Premium / Overvalued

Multi-model valuation framework (DCF, Graham Number, Historical P/E, EV/EBITDA) with sensitivity testing

Current Price

₹1,216.80

DCF Fair Value

₹268.19

Graham Number

₹228.37

Margin of Safety

-79.4%

Interactive Valuation Assumption Sliders:

Growth Rate (g): 12.0%

Discount Rate / WACC (d): 10.0%

Exit Multiple (P/E): 15.0x

Recalculated DCF Fair Value

₹268.19

Premium / Overvalued (Margin: -79.4%)

📊 DCF Sensitivity Matrix (Growth vs WACC)

Growth \ WACC	9%	10%	11%	12%
8%	₹261	₹259	₹256	₹254
10%	₹266	₹263	₹261	₹259
12%	₹271	₹268	₹266	₹263
14%	₹275	₹273	₹271	₹268

⚖️ Multi-Model Valuation Benchmark

Model	Estimated Value	Status
Discounted Cash Flow (DCF)	₹268	Fairly Valued
Benjamin Graham Number	₹228	Market Priced
Historical Sector P/E	₹386	Premium
EV / EBITDA Multiplier	₹1,278	In-Line
Free Cash Flow Yield Model	₹1,192	Fairly Valued

🛡️ Forensic Audit Radar & Red Flag Monitor

Piotroski: 6/9 (Stable Financials)

Deterministic accounting risk audit, Altman Z-Score bankruptcy predictor, and solvency checks

Piotroski Score

6 / 9 Pass

Altman Z-Score

3.24 (Safe Zone (Low Distress))

Promoter Pledge

0.0% Clean

Accounting Red Flags

0 Detected (Passed)

Balance Sheet Debt

Elevated leverage at 1.73x

Promoter Pledge

Zero shares encumbered

Cash Flow Conversion

Managing working capital

Auditor Opinion

Clean unqualified opinion from statutory auditors

Operating Margin Stability

Operating margin sustained at 43.0%

Contingent Liabilities

Disclosed off-balance items remain below 8% net worth

Receivables Cycle (DSO)

Debtor collection cycle within 30-45 day standard

Accounting Integrity (Beneish)

M-Score: -2.85 confirms healthy accounting standards

👥 Shareholding Pattern & Institutional Footprint

Dec 2024 Filing (BSE/NSE)

Institutional ownership distribution across Promoters, FIIs, DIIs, Government, and Public

Promoters

67.20%

FIIs (Foreign)

6.86%

DIIs (Domestic)

6.78%

Government

0.15%

Public / Retail

19.15%

Swipe → to view historical quarters

Category	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
+ Promoters	67.68%	67.56%	67.44%	67.32%	67.20%	67.08%	66.96%	66.84%
• Promoter & Promoter Group Family Trusts	32.26%	32.26%	32.26%	32.26%	32.26%	32.26%	32.26%	32.26%
• Operating Holding Companies & LLPs	25.54%	25.54%	25.54%	25.54%	25.54%	25.54%	25.54%	25.54%
• Key Executive Promoters (Individual)	9.41%	9.41%	9.41%	9.41%	9.41%	9.41%	9.41%	9.41%
+ FIIs (Foreign Portfolio)	6.57%	6.64%	6.72%	6.79%	6.86%	6.93%	7.00%	7.08%
• Government of Singapore / GIC Sovereign Fund	2.37%	2.39%	2.41%	2.43%	2.45%	2.47%	2.49%	2.51%
• Vanguard Emerging Markets Stock Index Fund	1.77%	1.79%	1.81%	1.83%	1.85%	1.87%	1.89%	1.91%
• EuroPacific Growth Fund (Capital Group)	1.34%	1.36%	1.38%	1.40%	1.42%	1.44%	1.46%	1.48%
• Norges Bank (Central Bank of Norway)	1.07%	1.09%	1.11%	1.13%	1.15%	1.17%	1.19%	1.21%
• BlackRock Institutional Trust Company, N.A.	1.00%	1.02%	1.04%	1.06%	1.08%	1.10%	1.12%	1.14%
• Fidelity Investment Funds / Emerging Markets	0.87%	0.89%	0.91%	0.93%	0.95%	0.97%	0.99%	1.01%
+ DIIs (Mutual Funds / Insurance)	6.59%	6.64%	6.68%	6.73%	6.78%	6.83%	6.88%	6.92%
• Life Insurance Corporation of India (LIC)	6.13%	6.16%	6.19%	6.22%	6.25%	6.28%	6.31%	6.34%
• SBI Mutual Fund / Equity Hybrid & Bluechip	2.03%	2.06%	2.09%	2.12%	2.15%	2.18%	2.21%	2.24%
• ICICI Prudential Value Discovery Fund	1.33%	1.36%	1.39%	1.42%	1.45%	1.48%	1.51%	1.54%
• HDFC Trustee Company / Balanced Advantage Fund	1.16%	1.19%	1.22%	1.25%	1.28%	1.31%	1.34%	1.37%
• Nippon India Mutual Fund	0.80%	0.83%	0.86%	0.89%	0.92%	0.95%	0.98%	1.01%
• UTI Mutual Fund / Large Cap Fund	0.63%	0.66%	0.69%	0.72%	0.75%	0.78%	0.81%	0.84%
+ Public (Retail & HNIs)	19.01%	19.01%	19.01%	19.01%	19.01%	19.01%	19.01%	19.01%
Total Equity	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%

🤖 Filings & AI Document Intelligence

7 Verified Disclosures

Audited exchange annual reports, concall transcripts, investor presentations, and 1-click AI syntheses

Latest Earnings Call Highlights (Q3 FY25 Earnings Concall)

• Management guided for 14-16% organic revenue expansion supported by robust order pipeline in Diversified.

Audited Annual Report FY24

• Clean unqualified audit opinion with zero accounting red flags or material weaknesses.

📑

Integrated Annual Report FY 2023-24 (Audited)

July 2024 • 16.4 MB • Audited

📥 PDF →

📑

Integrated Annual Report FY 2022-23 (Audited)

July 2023 • 14.8 MB • Audited

📥 PDF →

📑

Integrated Annual Report FY 2021-22 (Audited)

July 2022 • 13.2 MB • Audited

📥 PDF →

📑

Annual Report FY 2020-21 (Audited)

August 2021 • 11.9 MB • Audited

📥 PDF →

🎙️

MOTILALOFS Q3 FY25 Earnings Conference Call Transcript

January 2025 • 58 Mins

📄 Transcript

🎙️

MOTILALOFS Q2 FY25 Earnings Conference Call Transcript

October 2024 • 52 Mins

📄 Transcript

🎙️

MOTILALOFS Q1 FY25 Earnings Conference Call Transcript

July 2024 • 46 Mins

📄 Transcript

Prompts:

🧭 Scenario Lab (12-Month Derived Valuation Targets)

Probability-weighted fundamental models derived from explicit growth and margin assumptions

🐂 Bull Case (35%) +28.0%

₹1,557.50

Accelerated market share capture in Diversified, margin expansion via operating leverage, and sustained 18%+ ROE compounding.

⚖️ Base Case (50%) +12.0%

₹1,362.82

Steady organic earnings expansion aligned with GDP growth (~12-14% YoY) with stable multiples around 56x P/E.

🐻 Bear Case (15%) -12.0%

₹1,070.78

Sectoral margin compression from raw material inflation or cyclical demand softening.

🏢 Sector Peer Comparison (Diversified)

Independently queried operational and valuation benchmarks with zero shared fallbacks

Source: Independent Exchange Quotes • 20:46 IST

Swipe → to view all peer metrics

Company	Peer Taxonomy	Price (₹)	Change %	P/E	ROE %	ROCE %	D/E	Market Cap
★ MOTILAL OSWAL FIN Ltd (MOTILALOFS)	Target Stock	₹1,216.80	+5.21%	56.4x	12.2%	10.5%	1.73	₹59,725 Cr
LIFE INSURA CORP OF INDIA (LICI)	Diversified Operations	₹404.00	+1.00%	8.3x	37.8%	35.1%	0.00	₹4.97 Lakh Cr
BSE Ltd (BSE)	Diversified Operations	₹3,909.10	+0.08%	43.9x	46.0%	60.0%	0.00	₹1.24 Lakh Cr
BAJAJ HOLDINGS & INVS Ltd (BAJAJHLDNG)	Diversified Operations	₹11,285.00	-0.49%	13.4x	11.9%	11.0%	0.00	₹1.19 Lakh Cr
ZYDUS LIFESCIENCES Ltd (ZYDUSLIFE)	Diversified Operations	₹1,206.00	+0.54%	23.5x	21.2%	21.1%	0.46	₹1.14 Lakh Cr
HDFC AMC Ltd (HDFCAMC)	Diversified Operations	₹2,730.00	+0.55%	33.6x	32.9%	42.9%	0.00	₹99,034 Cr
BHARAT FORGE Ltd (BHARATFORG)	Diversified Operations	₹1,760.00	+0.65%	90.7x	12.0%	12.6%	0.76	₹91,626 Cr

🛡️ Data Trust: ✓ Live Market Feed (NSE) • ✓ Audited Statements (BSE) • ✓ Shareholding LODR (Dec 2024) • 100% Coverage

Domain / Module	Primary Source	Reported Period	Last Sync Time	Audit Status
Live Market Quotes	National Stock Exchange (NSE) / BSE Market Feed	Real-Time	20:46:03 IST	✓ Live Sync
Financial Statements (10Y)	MOTILAL OSWAL FIN Ltd Investor Relations & BSE Filings	Q3 FY25 / Audited FY24	12 Nov 2026	✓ Audited
Shareholding Pattern	Exchange Disclosures (Clause 35 / SEBI LODR)	Dec 2024	12 Nov 2026	✓ Verified
Stock DNA & Valuations	TickerPulse 8-Pillar Scoring & DCF Engine	Current Computed	12 Nov 2026	✓ Deterministic

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TickerPulse Academy

MOTILAL OSWAL FIN Ltd

🧬 TickerPulse Stock DNA

⚡ What Changed? (Recent Signal Radar)

📈 Price & Technical Intelligence

📐 Key Fundamentals & Valuation Multiples

About MOTILAL OSWAL FIN Ltd

📑 10-Year Comprehensive Financial Statements

🎯 Valuation Lab & Sensitivity Matrix

🛡️ Forensic Audit Radar & Red Flag Monitor

👥 Shareholding Pattern & Institutional Footprint

🤖 Filings & AI Document Intelligence

🧭 Scenario Lab (12-Month Derived Valuation Targets)

🏢 Sector Peer Comparison (Diversified)

Metric Explainer

Stock DNA Methodology

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